halal
rates

Provider head-to-head
Wahed Invest vs SP Funds.
Wahed runs a full robo-advisor on top of an underlying portfolio. SP Funds publishes ETFs you hold in any brokerage. Different shapes; both viable.
Listed
Wahed Invest
Best for: Halal robo-advisor with retirement support
9+
Years operating
1
Structures
·
Halal-screened robo-advisor
·
Roth and Traditional IRA support
·
Mobile-first onboarding
Listed for transparency. Full Mufti Saad review pending corpus seed.
Listed
SP Funds
Best for: Halal ETF issuer (SPUS, SPSK)
·
SPUS (S&P 500 Sharia exclusions)
·
SPSK (sukuk ETF)
·
Low expense ratios for halal exposure
Listed for transparency. Full Mufti Saad review pending corpus seed.
Side by side
The dimensions that matter.
Dimension
Wahed Invest
SP Funds
Product type
Robo-advisor
ETF issuer (SPUS, SPSK, SPRE, SPTE)
How you hold it
Wahed app, brokerage built in
Any US brokerage that lists the tickers
Allocation control
Risk-based portfolios chosen by app
You pick the ETFs and weights
Retirement accounts
Traditional and Roth IRA in-app
Hold in your existing brokerage IRA
Fees
Management fee on assets
ETF expense ratio (and brokerage fees)
Best for
Hands-off investors wanting one place
DIY investors with an existing brokerage
Verdict
Where each wins.
Wahed Invest wins on simplicity for first-time investors. SP Funds wins for investors who already have a brokerage and want ETF transparency plus tax-loss-harvesting control. Both screen against AAOIFI Standard 21 methodology.
Editorial comparison. A Mufti-signed verdict replaces this when corpus content covers the pairing.
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