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Free assessment
How halal
is your money
?
Eight questions. A score out of 100. A list of swaps to make, prioritized. No signup required to see the result.
0 of 8 answered
01 · Home Financing
If you have a mortgage, what type is it?
No mortgage / paid off / renting
Halal mortgage (Musharakah, Ijara, or Murabaha)
Conventional mortgage
Not sure
02 · Banking
Where do you bank?
A halal-specific bank (Devon, Stearns Salaam, UIF)
A conventional bank, but I keep zero interest credited
A conventional bank with interest checking or savings
03 · Investing
Outside retirement, where do you invest?
Halal-screened funds only (Amana, HLAL, SPUS, Azzad, Wahed)
A mix of halal and conventional
Conventional funds, ETFs, or stocks not screened
I do not invest yet
04 · Retirement
What is inside your 401(k) or IRA?
Halal-screened funds
Default target-date fund with bonds
I do not have a retirement account yet
I do not contribute to my 401(k) match
05 · Insurance
What life insurance do you carry?
Takaful
Term life only (necessity, no cash value)
Whole life or universal life
None
06 · Estate
Do you have an Islamic will (Wasiyyah / Faraid-compliant)?
Yes, drafted and signed
Drafted but not signed
No
07 · Debt
What conventional consumer debt do you carry?
None
Mortgage only (covered above)
Some auto debt or student loans
Credit card balances carrying interest
08 · Zakat
How do you handle zakat?
I calculate annually using a methodology I trust and pay it
I pay something during Ramadan but do not formally calculate
I have not paid zakat in the last year
Answer all 8 to see score
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