halal
rates

Compare
Halal finance, side by side.
Pick a category, filter to your state, and weigh up providers. Every listing carries a Mufti tier and a public reason.
Sub
Refine
7 of 7 providers
Guidance Residential
Diminishing Musharakah at scale
Listed
Diminishing Musharakah
2002
5.0
35 states
Ijara CDC
Ijara structure, multi-product (home, auto, business)
Listed
Ijara wa Iqtina
2002
5.0
All 50 states
Ameen Housing
Cooperative Musharakah model
Listed
Diminishing Musharakah
1996
4.5
1 states
UIF Corporation
Multi-product halal banking and financing
Listed
Diminishing Musharakah
2003
4.5
32 states
LARIBA
Long-track-record auto and home financing
Listed
Murabaha
1987
4.5
27 states
Devon Bank
FDIC-insured halal banking with home financing
Listed
Murabaha
1945
4.5
34 states
Manzil
Newer entrant, US expansion in progress
Listed
Murabaha
—
—
All 50 states
Each tier is assigned by Mufti Saad personally. Tier 1 (Mufti Approved) means he has read the contract end to end and signed it. Tier 2 (Mufti Verified) means the provider's Sharia board credentials are verified but the specific contract is not yet read. Tier 3 is listed for transparency only.
Coverage
The full halal financial life.
Home Financing
3+ top picks
Compare 7 Islamic mortgage providers side by side. Musharakah, Ijara, and Murabaha structures.
Halal American Dream
Coming soon
Your full halal home-buying team. Lender plus license-verified Muslim real estate agent plus halal-vetted home, life, and auto coverage.
Investing
4+ top picks
Compare halal mutual funds, ETFs, robo-advisors, and stock screeners.
Banking
3+ top picks
FDIC-insured halal banking. Compare interest-free checking and savings.
Business Financing
3+ top picks
Commercial halal financing for working capital, equipment, multifamily, and development.
Auto Financing
3+ top picks
Halal vehicle financing without riba. Compare Murabaha and Ijara auto structures.
Retirement
3+ top picks
Sharia-compliant 401(k), IRA, and Roth options.
Wills and Estate
4+ top picks
Islamic wills, Faraid-compliant inheritance distribution, and trust planning.
Insurance and Takaful
3+ top picks
Cooperative takaful coverage and Mufti-vetted alternatives to conventional insurance.
Zakat Hub
Coming soon
Calculate your zakat across cash, stocks, retirement accounts, real estate, business assets, and crypto.
Halal Certifications
3+ top picks
Third-party halal certification bodies that audit food, products, and processes against Islamic dietary and ethical standards. Used by manufacturers, restaurants, and retailers.
Education Financing
1+ top picks
Halal financing for tuition, education expenses, and student loans. Qard Hasan and other riba-free structures from non-profit lenders.
Personal Loans
1+ top picks
Halal personal loans for individual needs. Qard Hasan structures from credit unions and community lenders.
Concept comparisons
Structure vs structure.
Murabaha vs Musharakah
Cost-plus-markup sale vs equity partnership. The two structures behind most halal mortgages.
Ijara vs Musharakah
Lease-to-own vs co-ownership. Which structure suits which buyer.
Halal ETF vs mutual fund
When to pick HLAL or SPUS vs Amana or Azzad. Cost, tax efficiency, screening rigor.
Halal 401(k) vs conventional 401(k)
The wrapper is the same. The underlying funds make the difference.
Pick a category
Get matched with providers Mufti has signed.
Tell us your category and state. We match you with up to 3 providers.
Newsletter
Weekly halal finance updates.
Mufti rulings, market analysis, rate updates. One email a week. Unsubscribe any time.
Stay updated
Halal finance updates, weekly.
Mufti rulings, market analysis, and rate updates. No spam; unsubscribe in one click.
No spam. Unsubscribe in one click.
halal
rates
The only halal finance platform led by a Mufti. Compare, invest, and ask. Built for American Muslims who want their money to mean something.
Compare
MortgagesInvestingBankingAutoBusinessRetirementEstate planningTakafulZakatBy state
Invest
Live opportunitiesFor sponsors
The Mufti
Ask Mufti SaadRuling archiveMethodology
Company
AboutHow we make moneyPressContactHelpBlogSearch
© 2026 HalalRates. Mufti-led halal finance.
PrivacyYour dataTermsDisclosuresAccessibilityEditorial Policy