halal
rates

Provider head-to-head
Amana Funds vs SP Funds.
Amana ships actively managed mutual funds with a multi-decade track record. SP Funds publishes index-tracking halal ETFs. Both are mainstream halal-screened equity exposure; the choice comes down to active versus passive and how you hold the position.
Listed
Amana Funds
Best for: Long-running halal mutual fund family
40+
Years operating
1
Structures
·
Income, Growth, Developing World, Participation funds
·
Active Sharia screening
·
Decades of operating history
Listed for transparency. Full Mufti Saad review pending corpus seed.
Listed
SP Funds
Best for: Halal ETF issuer (SPUS, SPSK)
·
SPUS (S&P 500 Sharia exclusions)
·
SPSK (sukuk ETF)
·
Low expense ratios for halal exposure
Listed for transparency. Full Mufti Saad review pending corpus seed.
Side by side
The dimensions that matter.
Dimension
Amana Funds
SP Funds
Product type
Mutual fund family (Income / Growth / Developing World / Participation)
ETF issuer (SPUS, SPSK, SPRE, SPTE)
Management style
Active stock selection by Saturna Capital
Passive index tracking with Sharia exclusions
Operating since
1986
Newer entrant; ETFs launched in 2019+
Where you hold it
Saturna or any broker that lists Amana funds
Any US brokerage that lists the ETF tickers
Fees
Mutual fund expense ratio (active management)
Lower ETF expense ratio (passive index)
Best for
Investors who want active management + multi-decade track record
Investors who want low-fee passive halal index exposure
Verdict
Where each wins.
Amana Funds wins for investors who want active management and a long published track record. SP Funds wins on fees and breadth (SPUS for US equity, SPSK for sukuk, SPRE for real estate, SPTE for tech). Most halal portfolios benefit from holding both.
Editorial comparison. A Mufti-signed verdict replaces this when corpus content covers the pairing.
Pick one
Get matched with the right provider.
Tell us your state and structure preference. We match you with up to 3 providers serving you.
Newsletter
Weekly halal finance updates.
Mufti rulings, market analysis, rate updates. One email a week. Unsubscribe any time.
Stay updated
Halal finance updates, weekly.
Mufti rulings, market analysis, and rate updates. No spam; unsubscribe in one click.
No spam. Unsubscribe in one click.
halal
rates
The only halal finance platform led by a Mufti. Compare, invest, and ask. Built for American Muslims who want their money to mean something.
Compare
MortgagesInvestingBankingAutoBusinessRetirementEstate planningTakafulZakatBy state
Invest
Live opportunitiesFor sponsors
The Mufti
Ask Mufti SaadRuling archiveMethodology
Company
AboutHow we make moneyPressContactHelpBlogSearch
© 2026 HalalRates. Mufti-led halal finance.
PrivacyYour dataTermsDisclosuresAccessibilityEditorial Policy