diminishing-musharakah
Diminishing Musharakah
Declining-balance co-ownership partnership. The financier and homebuyer share the property; the homebuyer gradually buys out the financiers share.
murabaha
Murabaha
Cost-plus-markup sale. The financier acquires the asset and resells it to the buyer at a transparent profit margin paid in installments.
ijara
Ijara
Lease contract. The financier retains ownership and the user pays rent.
ijara-wa-iqtina
Ijara wa Iqtina
Lease-to-own. Like Ijara but with a separate path to ownership at term end through a parallel purchase agreement.
mudarabah
Mudarabah
Capital-and-effort partnership. One party supplies capital; the other supplies management. Profits split per agreement; losses borne by capital provider.
wadiah
Wadiah
Safekeeping deposit. The custodian holds funds without right of use.
takaful
Takaful
Cooperative insurance pool. Members contribute donations; surplus distributed.
mutual-fund
Mutual Fund
Halal-screened mutual fund. Holdings filtered against AAOIFI methodology.
etf
ETF
Halal-screened exchange-traded fund. Holdings filtered against AAOIFI methodology.
robo-advisor
Robo-Advisor
Automated portfolio management with Sharia-screened underlying holdings.
stock-screener
Stock Screener
Per-stock Sharia status lookup tool (not a contract). Returns pass/fail + purification rate.
advisory
Advisory
Halal-investing advisory service for custom portfolios + planning.
qard-hasan
Qard Hasan
Interest-free benevolent loan. Lender expects only principal back; no profit charged.