halal
rates

Public dataset
Mufti-approved providers (US).
Every halal financial provider tracked on HalalRates, with category, structures used, year founded, and current Mufti tier. Updated quarterly.
Records
53 providers tracked.
Listed
Guidance Residential
Home Financing
Best for: Diminishing Musharakah at scale
Structures: Diminishing Musharakah
Founded: 2002
Listed
Ijara CDC
Home Financing
Best for: Ijara structure, multi-product (home, auto, business)
Structures: Ijara wa Iqtina
Founded: 2002
Listed
Ameen Housing
Home Financing
Best for: Cooperative Musharakah model
Structures: Diminishing Musharakah
Founded: 1996
Listed
UIF Corporation
Home Financing
Best for: Multi-product halal banking and financing
Structures: Diminishing Musharakah, Murabaha
Founded: 2003
Listed
LARIBA
Home Financing
Best for: Long-track-record auto and home financing
Structures: Murabaha, Ijara
Founded: 1987
Listed
Devon Bank
Home Financing
Best for: FDIC-insured halal banking with home financing
Structures: Murabaha
Founded: 1945
Listed
Manzil
Home Financing
Best for: Newer entrant, US expansion in progress
Structures: Murabaha
Listed
Amana Funds
Investing
Best for: Long-running halal mutual fund family
Structures: Mutual Fund
Founded: 1986
Listed
Wahed Invest
Investing
Best for: Halal robo-advisor with retirement support
Structures: Robo-Advisor
Founded: 2017
Listed
SP Funds
Investing
Best for: Halal ETF issuer (SPUS, SPSK)
Structures: ETF
Listed
Azzad Asset Management
Investing
Best for: Halal advisory + funds
Structures: Mutual Fund, Advisory
Listed
ShariaPortfolio
Investing
Best for: HLAL ETF issuer + advisory
Structures: ETF, Advisory
Listed
Zoya
Investing
Best for: Halal stock screener app
Structures: Stock Screener
Listed
Musaffa
Investing
Best for: Halal stock and ETF screener
Structures: Stock Screener
Listed
Devon Bank
Banking
Best for: FDIC-insured halal checking and savings
Structures: Wadiah, Mudarabah
Founded: 1945
Listed
Stearns Bank Salaam
Banking
Best for: Halal banking division of an established bank
Structures: Wadiah
Listed
Jafari Credit Union
Banking
Best for: Member-owned halal credit union
Listed
Northcountry Federal Credit Union
Banking
Best for: Halal banking program in a federal credit union
Listed
Ijara CDC (Business)
Business Financing
Best for: Commercial Ijara financing
Structures: Ijara wa Iqtina
Founded: 2002
Listed
Devon Bank (Business)
Business Financing
Best for: FDIC-insured business financing
Structures: Murabaha, Musharakah
Founded: 1945
Listed
UIF (Business)
Business Financing
Best for: Multi-product business halal financing
Structures: Diminishing Musharakah, Murabaha
Founded: 2003
Listed
LARIBA (Auto)
Auto Financing
Best for: Long-running halal auto financing
Structures: Murabaha, Ijara
Founded: 1987
Listed
Ijara CDC (Auto)
Auto Financing
Best for: Ijara auto financing
Structures: Ijara wa Iqtina
Founded: 2002
Listed
UIF (Auto)
Auto Financing
Best for: Multi-state halal auto Murabaha
Structures: Murabaha
Founded: 2003
Listed
Amana Funds (Retirement)
Retirement
Best for: Halal funds inside 401(k) and IRA wrappers
Structures: Mutual Fund
Founded: 1986
Listed
Wahed (Retirement)
Retirement
Best for: Halal robo-advisor IRAs
Structures: Robo-Advisor
Founded: 2017
Listed
Azzad (Retirement)
Retirement
Best for: Halal advisory for retirement accounts
Structures: Advisory
Listed
Minawill
Wills and Estate
Best for: Online Islamic will service
Listed
MyWassiyah
Wills and Estate
Best for: Islamic will + Faraid education
Listed
Sharia Wiz
Wills and Estate
Best for: Estate planning workflow with Sharia review
Listed
Muslim Estate
Wills and Estate
Best for: Comprehensive Islamic estate planning
Listed
Takaful America
Insurance and Takaful
Best for: Cooperative takaful in the US
Structures: Takaful
Listed
Ikhlas Insurance Group
Insurance and Takaful
Best for: Takaful and Sharia-vetted insurance brokerage
Structures: Takaful, Vetted alternatives
Listed
Goosehead Insurance
Insurance and Takaful
Best for: Mainstream brokerage with halal-vetted shopping
Listed
HalalRates American Dream
Halal American Dream
Best for: Bundled halal home buying team
Listed
A Continuous Charity
Zakat Hub
Best for: Qard Hasan student loans funded by zakat
Structures: Qard Hasan
Listed
Qard Hasan Foundation
Zakat Hub
Best for: Benevolent loan distribution
Structures: Qard Hasan
Listed
Manzil
Investing
Best for: Halal ETF for US investors
Structures: ETF
Listed
LARIBA (Banking)
Banking
Best for: Riba-free checking, deposit, and savings
Structures: Wadiah, Mudarabah
Founded: 1987
Listed
UIF (Banking)
Banking
Best for: Halal savings and time deposit accounts
Structures: Mudarabah
Founded: 2003
Listed
LARIBA (Business)
Business Financing
Best for: Commercial real estate and non-profit financing
Structures: Musharakah
Founded: 1987
Listed
Stearns Bank (Business)
Business Financing
Best for: FDIC-insured halal business financing in Illinois
Structures: Murabaha, Ijara
Listed
Neighborhood Development Center
Business Financing
Best for: Halal small business loans for community entrepreneurs
Structures: Islamic Financing
Listed
Jafari Credit Union (Auto)
Auto Financing
Best for: Member-owned halal auto financing
Structures: Qard Hasan
Listed
Jafari Credit Union (Business)
Business Financing
Best for: Halal equipment financing for small business
Structures: Qard Hasan
Listed
LARIBA (Retirement)
Retirement
Best for: Halal 401(k), Roth IRA, and Traditional IRA
Founded: 1987
Listed
Islamic Seminary of America
Wills and Estate
Best for: Free scholar-backed Islamic wills
Listed
HAYA Financial
Insurance and Takaful
Best for: Life insurance integrated with Muslim financial planning
Listed
American Halal Foundation
Halal Certifications
Best for: Halal certification for food, products, and processes
Listed
Islamic Food and Nutrition Council of America (IFANCA)
Halal Certifications
Best for: Established halal food and nutrition certification
Listed
Islamic Services of America (ISA)
Halal Certifications
Best for: Halal certification across food and consumer goods
Listed
A Continuous Charity (Education)
Education Financing
Best for: Qard Hasan student loans funded by zakat
Structures: Qard Hasan
Listed
Jafari Credit Union (Personal)
Personal Loans
Best for: Member-owned halal personal loans
Structures: Qard Hasan
How to cite
Academic format.
HalalRates. "Mufti-approved providers (US)." HalalRates Public Datasets, https://www.halalrates.com/data/mufti-approved-providers-us. Updated 2026.
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