Apple Inc. (NASDAQ: AAPL) is one of the most widely-asked halal-screening questions, and the answer in 2026 is: permissible, with purification.
The AAOIFI Standard 21 screen has two layers.
First, business activity. Apple's primary revenue is consumer electronics, software, and services. None of these are prohibited Sharia categories (alcohol, gambling, conventional finance, pork, weapons, adult entertainment). Apple passes the business activity screen cleanly.
Second, financial ratios. AAOIFI Standard 21 sets thresholds: interest-bearing debt below 30% of market capitalization; interest income below 5% of total revenue; cash and interest-bearing receivables below 30% of market cap. Apple's debt-to-market-cap ratio has historically sat comfortably below the 30% threshold; its interest income from cash holdings is well below 5% of revenue. Apple passes the financial ratio screen.
Holders of AAPL still purify a small fraction of dividends. The purification rate reflects incidental interest income that flows through to dividend distributions. Current published purification rates from halal-screening providers for AAPL run in the 0.3 to 0.5 percent range; the HalalRates purification calculator handles the math when you enter the rate from your screening source.
Halal mutual funds (Amana, Azzad) and halal ETFs (HLAL, SPUS) hold AAPL when it passes their methodology. Per-fund purification rates are published; check the fund's annual disclosure for the current rate.
This article is editorial. A Mufti-signed ruling on AAPL specifically will replace this when corpus content covers the question.